Student essentials
The practical side, sorted
Your offer letter is only half the job. Money, insurance, a place to live and a working phone decide how your first month goes. We help you compare providers and choose, with no pressure to use anyone.
How this works: Moksh does not sell loans, insurance or forex. Where we introduce you to a provider, we tell you, and you are free to go elsewhere. If Moksh ever receives a referral fee from a provider, we will disclose it before you sign anything.
Education loanUnderstand secured and unsecured loans, what lenders look for, and how to compare offers from banks and NBFCs before you sign.Learn more Money transferSend tuition and living money abroad safely under the Liberalised Remittance Scheme, and understand how tax collected at source works.Learn more Health insuranceHealth cover is a visa condition in many countries. Understand OSHC for Australia and the insurance rules for other destinations.Learn more Student bankingOpen a local bank account quickly, understand what you need to show, and avoid fees that eat into a student budget.Learn more AccommodationCompare university halls, private student housing, shared flats and homestays, and secure a safe place to live before you fly.Learn more SIM cardStay connected from the moment you land with the right local SIM or eSIM, and keep your Indian number working for bank OTPs.Learn more Guardianship and welfareIf you will be under 18 when you arrive, you need approved welfare and guardianship arrangements. Here is what that means.Learn more Forex cardA prepaid forex card locks in an exchange rate and lets you spend safely abroad until your local account is running.Learn more International Student Identity CardThe ISIC card proves full-time student status around the world and unlocks discounts on travel, software, food and culture.Learn more
Talk to a Moksh counsellor, free
Tell us what you want to study and where. We will reply with a written shortlist, costs in rupees and the next three things to do.