By Moksh Counselling Team · Published 9 September 2026
Setting expectations
Scholarships are real, but fully funded awards are very competitive, and most students fund their studies through a combination of family money, loans and partial scholarships. The best approach is to apply for the few major awards you genuinely fit, and to make sure you apply for every university scholarship you are automatically or easily eligible for.
Deadlines for major scholarships are often a year before the course starts, so plan early.
Government scholarships for postgraduate study
- Chevening (UK): fully funded one-year master's for future leaders, covering tuition, a living allowance, flights and visa costs. Applicants need at least two years of work experience and must return to India for two years afterwards. Applications for 2027–28 close on 6 October 2026.
- GREAT Scholarships (UK): awards of £10,000 towards tuition for one-year master's courses at participating UK universities, offered through the British Council.
- Fulbright-Nehru Master's Fellowships (USA): for Indian professionals with work experience in selected fields, covering tuition, living costs and travel. Run by the United States-India Educational Foundation.
- DAAD scholarships (Germany): a range of programmes for master's and doctoral study, including development-related postgraduate courses for professionals.
- Government of Ireland International Education Scholarships: a stipend and a full fee waiver for one year for high-achieving students from outside the EU.
- Commonwealth Scholarships (UK): for master's and PhD study, with Indian nominations handled through the Ministry of Education.
Indian government schemes
- National Overseas Scholarship: for students from Scheduled Castes and certain other groups, funded by the Ministry of Social Justice and Empowerment, for master's and PhD study abroad.
- Some state governments run their own overseas scholarships or interest subsidy schemes for education loans. Check your state's social welfare or minority affairs department.
University scholarships
Most universities in the UK, Ireland, Australia, Canada and New Zealand offer merit scholarships or fee reductions for international students, typically between 10% and 50% of tuition. Many are awarded automatically based on your academic record; others need a short essay. US universities are the main source of full funding for PhD students through assistantships, and some offer partial scholarships for master's students.
Ask your counsellor to list the scholarships attached to each course on your shortlist, with their deadlines. It often changes which university works out cheapest.
Building a strong application
- Read the selection criteria and structure your essays around them.
- Use specific examples of leadership, impact or research, with results.
- Choose referees who know your work well, and brief them.
- Show a clear plan for how you will use the qualification, especially for awards that require you to return to India.
- Meet every deadline, including for university admission, which some scholarships require before they will consider you.
Beware of scholarship scams
Genuine scholarships never ask you to pay a fee to receive an award. Be wary of messages promising guaranteed scholarships or asking for bank details. Always apply through the official website of the scholarship provider.
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